The Central Bank of Russia has issued a regulatory proposal to restrict gambling-style features and promotional giveaways within financial applications. The framework targets digital platforms operated by banks and investment brokers across the country.
Regulatory Scope and Target Features
The draft guidelines focus on interactive elements that mimic traditional wagering systems. Developers of financial software frequently integrate spin-to-win wheels, reward drops, and tiered bonus structures to increase user engagement. The proposed framework would require these mechanics to operate within defined transparency standards and limit their frequency.Financial regulators aim to align digital service design with consumer protection requirements. The review process will assess how promotional algorithms influence user behavior and spending patterns. Implementation details will be coordinated with major banking and brokerage operators before any formal restrictions take effect.